Addiko Bank AD Podgorica and the ICT Cluster for Information Technologies, Innovation, Education, Design, and Technological Development of Montenegro – Cortex, have signed a Memorandum of Cooperation with the aim of further strengthening their mutual collaboration and jointly fostering the development of digital innovations in Montenegro’s financial sector.

The Memorandum was signed by Christoph Schoen, Chairman of the Management Board of Addiko Bank, Danijela Vuksanović, Member of the Management Board of Addiko Bank, and Maja Laušević Otašević, Executive Director of the Cortex ICT Cluster.

On this occasion, Danijela Vuksanović expressed her satisfaction with the cooperation between the two organizations so far and shared her expectations regarding future joint initiatives:

“The collaboration between Addiko Bank and Cortex is not new – through our joint efforts in the Fintech Committee and participation in drafting the Strategy for the Development of this sector, we have already achieved tangible results. With this memorandum, we reaffirm our commitment to continue driving innovation and building bridges between the financial and IT sectors.”

The document outlines a framework for strategic cooperation focused on the implementation of local IT solutions, enhancement of digital services, strengthening of financial and digital literacy, as well as joint participation in key events such as the Addiko SMEvolution Conference and IT SPOT ’25. Additionally, the creation of tailored financial products for the IT and business community is planned, along with support for innovation in the small and medium-sized enterprise sector.

Maja Laušević Odalović, Executive Director of the Cortex ICT Cluster, stated:

“Signing this memorandum represents an important step in strengthening the collaboration between the ICT industry and the financial sector, particularly in the area of digital transformation and the development of fintech solutions. As a cluster that brings together leading players in the field of information technology and is committed to enhancing the digital ecosystem in Montenegro, we recognize the importance of partnering with institutions that share our vision of a modern, efficient, and technologically advanced economy. In line with our strategic goals – to foster innovation, develop sustainable digital solutions, and build bridges between tech companies and other key sectors – we believe that through joint initiatives with Addiko Bank, we will further strengthen the fintech community and contribute to the accelerated development of digital services in Montenegro.”

The signatories agreed that all joint activities will be carried out in accordance with the principles of sustainable development, professional standards, applicable laws, and ESG business principles.