ICT Cortex and Addiko Bank Sign Memorandum of Cooperation

Addiko Bank AD Podgorica and the ICT Cluster for Information Technologies, Innovation, Education, Design, and Technological Development of Montenegro – Cortex, have signed a Memorandum of Cooperation with the aim of further strengthening their mutual collaboration and jointly fostering the development of digital innovations in Montenegro’s financial sector. The Memorandum was signed by Christoph Schoen, Chairman of the Management Board of Addiko Bank, Danijela Vuksanović, Member of the Management Board of Addiko Bank, and Maja Laušević Otašević, Executive Director of the Cortex ICT Cluster. On this occasion, Danijela Vuksanović expressed her satisfaction with the cooperation between the two organizations so far and shared her expectations regarding future joint initiatives: “The collaboration between Addiko Bank and Cortex is not new – through our joint efforts in the Fintech Committee and participation in drafting the Strategy for the Development of this sector, we have already achieved tangible results. With this memorandum, we reaffirm our commitment to continue driving innovation and building bridges between the financial and IT sectors.” The document outlines a framework for strategic cooperation focused on the implementation of local IT solutions, enhancement of digital services, strengthening of financial and digital literacy, as well as joint participation in key events such as the Addiko SMEvolution Conference and IT SPOT ’25. Additionally, the creation of tailored financial products for the IT and business community is planned, along with support for innovation in the small and medium-sized enterprise sector. Maja Laušević Odalović, Executive Director of the Cortex ICT Cluster, stated: “Signing this memorandum represents an important step in strengthening the collaboration between the ICT industry and the financial sector, particularly in the area of digital transformation and the development of fintech solutions. As a cluster that brings together leading players in the field of information technology and is committed to enhancing the digital ecosystem in Montenegro, we recognize the importance of partnering with institutions that share our vision of a modern, efficient, and technologically advanced economy. In line with our strategic goals – to foster innovation, develop sustainable digital solutions, and build bridges between tech companies and other key sectors – we believe that through joint initiatives with Addiko Bank, we will further strengthen the fintech community and contribute to the accelerated development of digital services in Montenegro.” The signatories agreed that all joint activities will be carried out in accordance with the principles of sustainable development, professional standards, applicable laws, and ESG business principles.

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Over one million euros will be invested in equipping schools through the Regional Challenge Fund program

Twelve Montenegrin IT companies have provided support to schools in securing grants from the Regional Challenge Fund to equip three vocational secondary schools from Podgorica, Nikšić, and Bijelo Polje with modern computer equipment worth over one million euros. This investment is of great importance for improving the educational process in these schools, and the modern computer equipment will directly impact the quality of future professionals in the IT industry. The Public Institution Secondary Electrical Engineering School “Vaso Aligrudić” from Podgorica, the Vocational Secondary School from Nikšić, and the Secondary Electro-Economic School from Bijelo Polje, in addition to receiving equipment worth over one million euros, will also benefit from three years of support from IT companies through mentorship and student internships within these companies. Through the cooperation between the education sector and the business community, young people are gaining practical knowledge that prepares them for the labor market. Out of the €508,000 that the “Vaso Aligrudić” school will receive over three years of project implementation, around €350,000 is allocated for equipment, €115,000 will be used for construction works, while approximately €10,000 will be allocated for various types of teaching materials necessary for the delivery of training programs. On April 18, 2024, the school was handed equipment worth €140,000, consisting of 75 high-performance personal computers, and conditions will soon be created for the delivery of the remaining equipment. Within the third call for grant awards, with the support of the non-governmental organization ICT Cortex, grants were also awarded to the Vocational Secondary School in Nikšić and the Secondary Electro-Economic School from Bijelo Polje. Aiming to improve the working and teaching conditions for the study programs “Electrical Technician for Web and Mobile Application Development” and “Electrical Technician for Computer Systems and Networks Development,” they were awarded a grant totaling €568,000. Through the implementation of another three-year project, member companies of the ICT Cortex NGO will continue to make a direct contribution to the development of a cooperative education system in Montenegro, based on close collaboration between businesses and schools. “Through this project, companies are sending a message that they are ready to invest in young people, prepare them for the demands of the labor market, and help shape them into young professionals,” stated representatives of the non-governmental organization for information technology, ICT Cortex. Statement from Ersan Spahić, Director of the Public Institution Secondary Electrical Engineering School “Vaso Aligrudić”: “The partnership with the Regional Challenge Fund and domestic IT companies represents a historic step forward for our school in the modernization of education. Thanks to this significant investment, our students will, for the first time, have access to equipment and working conditions that are fully aligned with the demands of the modern labor market in the field of information technology. This support is not just an investment in equipment — it is an investment in knowledge, in competencies, and in young people who will have the opportunity to learn through practice during their education, guided by experts from leading IT companies. I am confident that this project will leave a lasting impact on the quality of education, as well as on the future of our students, who will graduate ready to meet the challenges of the modern digital world. I would like to thank the Regional Challenge Fund, ICT Cortex, and the companies that recognized the importance of investing in education. Our school is proud to be part of this project and to be jointly building bridges between education and industry.” The funds for the mentioned projects were provided by the Regional Challenge Fund (RCF), which invests in projects that connect companies with vocational education and training institutions, ensuring that students acquire the skills and knowledge needed to succeed in the modern business environment. The RCF is financed by the governments of Germany and Switzerland, and the investments are directed toward vocational education programs designed in collaboration with companies. This approach results in educational programs that meet the specific needs of the industry, helping the economies of the Western Balkans to grow and become competitive in the European market. Over the course of the three calls for proposals held so far, the Regional Challenge Fund has allocated €3.25 million to support a total of seven vocational education and training projects in Montenegro, involving 40 partner companies.

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Seven Days in Germany on the Path of Innovation

Germany, a country renowned for its technological brilliance and environmental consciousness, was the perfect destination for our study visit. From April 17 to 23, 2024, a small delegation from Montenegro embarked on a journey through the world of innovation, sustainability, and cutting-edge technological achievements. Each day brought new discoveries, inspiration, and opportunities to establish valuable connections. Here is the story of our journey, which was much more than just work – it was an exploration of the future. The first steps in Berlin Our arrival in Berlin was filled with excitement and anticipation. The first destination was the Adlershof Technology Park, something like a scientific Disneyland built on the site of a World War II aircraft factory. Frank, our guide, took us through hallways filled with high-tech equipment and laboratories, bringing each corner to life with both historical stories and tales of successful companies that originated there. While Adlershof had always been a place of innovation, our time there made me reflect on how genius and technology, if not in service of a humane idea, can become the cause of much human suffering. At the same time, I thought about how many unused spaces in Podgorica could, with small investments, be transformed into creative hubs that could awaken the spirit of research and entrepreneurship in our community. From that moment until the end of our stay in Germany, I couldn’t stop thinking about how such a space was exactly what we needed when my brother and I tried to build a “small helicopter” back in elementary school. After Adlershof, we stepped into the world of cybersecurity with a visit to DCSO. Christin Wilkenman led us through their offices, showing us the relaxation area and team-building games room. When she mentioned the annual subscription fee of 4000 euros for membership in the community, we realized just how seriously Germany takes the protection of digital resources. We ended the day at the EUREF Campus, a green epicenter for sustainable energy technologies. Ursula Hermann guided us through this “city within a city” where technology and sustainability merge in an inspiring way. After seeing solar panels, wind turbines, and wastewater recycling systems, we left the campus full of ideas and enthusiasm. Berlin’s Whirlwind of Innovation We started the second day at the Embassy of Montenegro in Berlin. It felt wonderful to be at home as we discussed opportunities for cooperation and market trends in Germany. As we were told, despite being in a recession and facing a large influx of migrants, Germany has liberalized its citizenship acquisition conditions and increased the quota for accepting foreigners, especially those with STEM skills. Now, instead of requiring 10 years of residence to obtain citizenship, it only takes 7 years, and this year alone, up to 50,000 people from our region will be accepted. The main reasons for this decision, as explained by Zdravko Jovović and Dijana Ralević, who were our hosts and supporters in organizing this study visit, are the aging population and labor shortage. After the embassy, our journey took us to Hubraum and the T-Labs research center of Deutsche Telekom Group. Their story about investing in startups that use WiFi sensors was fascinating. In the future, telecom operators will be able to identify the number of people in a room, the presence of animals, heartbeats, pulse, and much more, all with the help of routers emitting WiFi signals. For example, if you accidentally choke on popcorn while watching a movie and lose consciousness, your router will send information to emergency services, triggering them to turn on the sirens and come to the scene. Similarly, if an elderly person is alone at home, the router can identify their fall anywhere in the space and send a notification to the person responsible for their care. Of course, this technology raises numerous questions about privacy protection and the range of WiFi signals—what if my neighbor’s router can detect changes and movements in my apartment? In cases like this, even GDPR, the guardian angel of privacy within the EU, remains silent. Hubraum is currently looking for creative ideas on how to apply WiFi sensing technology. Anyone with an idea can present it to their team, and if they like it, they will provide financial support, engineering knowledge, and their infrastructure for testing the idea. At the Urban Impact Agency, we were warmly welcomed by Sophie Persieghl, who shared their story about projects that are transforming urban environments. Their platform, which maps and dissects the entire innovative ecosystem, showed us how dedicated they are to changing the world for the better. The “Sustainability Challenge” project, which combines innovation and sustainability, truly inspired all of us. The evening meeting with BVIZ was a real discovery. Dr. Christina Quensel and Denny Droßmann shared their vision of supporting tech hubs across Germany. Their energy and passion for innovation left a strong impression on us. New Contacts and Adventures The third day brought a series of meetings with potential partners. At GTAI, we discussed opportunities for establishing companies in the German market. Isabel da Silva Matos and Anja Quiring shared insights about the support available for foreign companies and the challenges posed by bureaucracy. Sarah Gholiha from the Startup Hub Initiative Germany showed us how easy it is to get support if you’re producing something, rather than just offering services. We also met with representatives of the ICT cluster Berlin Partner, where we discussed cluster sustainability models. A visit to the Ahoy coworking space shattered our perception that everyone in Germany is as punctual as a “Swiss watch.” With several delays and changes to the initial agreement on-site, we continued the planned meeting with Michael Gannon from Stun and Awe, an international business development consultant with decades of experience. His vast knowledge and advice provided valuable insights into the challenges and advantages of starting a business in Germany. Relaxation and preparation for Hannover On the fourth day, we took the opportunity to explore Berlin. A stroll through the city, tasting local specialties, and

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The inspiring study visit of the Montenegrin delegation to Stockholm

Crnogorska delegacija bila je na studijskoj posjeti Stokholmu, Švedska. Ovaj dinamični grad poznat je po vrhunskim inovacijama i uspješnom tehnološkom ekosistemu. Naše putovanje bilo je ispunjeno vrijednim iskustvima – od istraživanja tehnološki naprednog okruženja Stokholma do učešća na Future Talent Summitu i posjeta ključnim inovacionim centrima poput Epicentera i ZWEBB Fintecha.. Stockholm: A Hub of Innovation and Technology Stockholm is often referred to as the Silicon Valley of Europe due to its dynamic technological ecosystem that fosters innovation and entrepreneurship. The city’s commitment to technological progress is evident in its numerous startups, incubators, and accelerators that are shaping its landscape. One of the most striking features of Stockholm’s tech scene is its collaborative spirit. The city is full of coworking spaces and innovation hubs where startups and established companies work side by side, sharing knowledge and resources. This spirit of cooperation is a key driver of Stockholm’s status as a global tech hub. Additionally, Stockholm stands out for its strong focus on sustainability and smart city initiatives. The city is home to numerous projects aimed at green technology and sustainable urban development. From electric public transportation to eco-friendly construction practices, Stockholm serves as a model for integrating technology and sustainability. Future Talent Summit: Shaping the Leaders of Tomorrow One of the key moments of our visit was the two-day participation in the Future Talent Summit 2024. Held at a prestigious location in Stockholm, the summit brought together thought leaders, educators, policymakers, and business leaders from around the world. The event focused on the future of talent, as well as the changes in the world of work and education. During the summit, we attended various sessions and workshops that explored topics such as digital transformation in education, the future of work, and strategies for developing skills for the future. Among the keynote speakers were industry experts and visionary leaders who shared their insights on navigating the rapidly changing job market. One of the most influential sessions was dedicated to the integration of artificial intelligence and machine learning in education. Speakers highlighted how these technologies can personalize the learning experience, making education more efficient and accessible. We also learned more about innovative talent development programs that companies and educational institutions are implementing to bridge the skills gap. The networking opportunities at the summit were invaluable. We connected with colleagues from various parts of the world, exchanging ideas and best practices. These interactions provided us with a broader perspective on global trends and challenges in talent development. Research of Epicenter: Where Innovation Meets Community After the summit, we visited Epicenter, a leading innovation hub in Stockholm. Epicenter is not just a coworking space; it is a community of innovators, entrepreneurs, and tech enthusiasts. Located in the heart of the city, Epicenter offers a dynamic environment designed to foster creativity and collaboration. Epicenter is equipped with top-notch facilities, including high-tech labs, event spaces, and meeting rooms. During our visit, we had the opportunity to tour the premises and speak with some of the startups operating there. It was inspiring to see the diverse projects being developed, ranging from advanced artificial intelligence applications to sustainable tech solutions.   What sets Epicenter apart is its focus on learning and growth. This center regularly organizes workshops, seminars, and hackathons, providing members with continuous opportunities to learn. This emphasis on education and skill development perfectly aligns with the topics discussed at the Future Talent Summit. Visit to ZWEBB Fintech: Pioneers of Financial Technology During our study visit, we also had the opportunity to visit ZWEBB Fintech, a leading player in the financial technology sector. ZWEBB is known for its innovative solutions that address the evolving needs of the financial industry. During the visit, we received a comprehensive overview of their latest projects and technologies. ZWEBB’s approach to fintech is characterized by a strong focus on user experience and security. Their solutions are designed to be intuitive and accessible, while ensuring the highest standards of data protection. We learned more about their work on developing blockchain-based applications and AI-driven financial analytics, which will be crucial for the revolution in the industry. ChatGPT said: The visit to ZWEBB was particularly insightful, as it provided us with a glimpse into the future of finance. We discussed the potential of fintech solutions to enhance financial inclusion and create more efficient financial systems. The knowledge gained during this visit will undoubtedly influence our strategies in Montenegro as we aim to foster innovation in our own financial sector. Conclusion The study visit of the Montenegrin delegation to Stockholm was an exceptional journey into the heart of innovation and technology. From inspiring sessions at the Future Talent Summit to the stimulating environments at Epicenter and ZWEBB Fintech, each experience enriched our understanding of how to develop a successful technological ecosystem. The Stockholm example of integrating sustainability with innovation serves as a valuable model as we strive to enhance Montenegro’s position on the global technological scene. Our members who participated in this study visit were: Čikom, Payten, Pos4me, and We Are AI.

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Study visit of the Montenegrin delegation to Amsterdam: Exploring Innovation and Technology

In September 2024, a Montenegrin delegation embarked on a study visit to Amsterdam, Netherlands, a city renowned for its vibrant innovation environment and technological advancement. From September 10th to 14th, the delegation participated in an intensive program of sessions, presentations, and networking opportunities, which provided a deep understanding of the successful technological ecosystem in Amsterdam. Amsterdam: The Hub of Innovation and Collaboration Often regarded as one of the leading tech hubs in Europe, Amsterdam creates a dynamic environment where technology, entrepreneurship, and collaboration converge. The first full day of the visit began with an introduction to the Amsterdam Science Park, a center for pioneering research and innovative startups. Danielle Pakes, Senior Manager for Community and Events, welcomed us and gave an introductory presentation about the park’s mission to support tech entrepreneurship. This session set the stage for the day’s activities focused on fintech and innovations in educational technology. Startup presentations: Fintech and EduTech innovations As part of our tour, we attended presentations from two exciting startups. The day was filled with presentations from the startups Zeta Alpha (Fintech) and Anywyse (EduTech), who showcased their cutting-edge innovative solutions. These presentations provided the delegation with a unique insight into Amsterdam’s role in advancing technologies that will transform industries. Following the presentations, we took a tour of the park, including a visit to the Quantum Demo Lab and Lab42. AI i Deep Tech start-up In the afternoon, we met with Vladimir Nedović, co-owner of Azimut Zero, and Marko Ćalašan, Compliance Director at iLegends, leaders in the AI and deep tech industries. They shared their expertise on how artificial intelligence and deep technologies are shaping the future, particularly in the financial sector. This session was highly engaging, providing a deeper understanding of how AI can be leveraged to develop sustainable solutions across various sectors. TECHSPO /Gathering of Digital Innovators On the second day of our visit, the delegation participated in the DigiMarCon sessions held at Johan Cruijff Boulevard in Amsterdam. DigiMarCon, a prestigious digital marketing conference, provided a platform for innovators, marketing experts, and technology leaders to discuss the latest trends and advancements in digital technologies. The sessions were followed by a networking lunch, where we had the opportunity to connect with professionals from around the world, exchanging ideas about the future of digital transformation. The Future of Technology: An Insight into Amsterdam’s Startup Scene On September 13th, the delegation continued its exploration of Amsterdam’s tech environment with a visit to The Next Web (TNW), one of the leading media platforms for technological innovations. This session refreshed our understanding of how new technologies such as blockchain and artificial intelligence are revolutionizing the business landscape. Following this, the delegation attended a presentation by Stripe, a prominent fintech startup, where the discussion focused on the latest innovations in financial technology, followed by a 15-minute Q&A session. Conclusion The study visit of the Montenegrin delegation to Amsterdam provided a wealth of knowledge and inspiration. From the innovations showcased at the Amsterdam Science Park to the global perspectives shared at DigiMarCon, each experience contributed to a broader understanding of how technological advancements are shaping the future. The Stockholm model of fostering innovation through collaboration, sustainability, and cutting-edge technology provides a valuable framework for Montenegro as we continue to develop our own technological ecosystem.

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Exploring Saudi Arabia’s Innovation Landscape

Exploring the Innovation Landscape in Saudi Arabia In December 2024, a delegation from Montenegro embarked on a transformative study visit to the Kingdom of Saudi Arabia (KSA). The goal? To explore KSA’s thriving innovation ecosystem, establish connections with key IT and entrepreneurial stakeholders, and gather inspiration for future initiatives. Saudi Arabia: A Fusion of Tradition and Modernity From the historical landmarks of Riyadh to bustling hubs of technological advancement, the Kingdom showcased a unique blend of rich heritage and cutting-edge innovation. The visit, which took place from December 6 to 12, offered a comprehensive insight into Saudi Arabia’s economic and entrepreneurial dynamism. Building Bridges with Industry Leaders The itinerary was filled with high-impact engagements. On the second day, the delegation held a pivotal meeting with the management team of MEDCO, gaining valuable insights into how the Kingdom of Saudi Arabia fosters business growth and innovation. A highlight of the visit was the meeting with the Ministry of Communications and Information Technology (MCIT), held on December 8, 2024. This meeting marked a key moment of the study visit, offering a deep dive into the Kingdom’s dynamic digital and entrepreneurial ecosystem. The session brought together a distinguished panel of representatives, including Eng. Mohammed Alrobayan, Deputy Minister for Technology; Eng. Mohammed AlAriefy, Assistant Deputy Minister for Technology and Digital Startups Empowerment; and Eng. Ibrahim Neyaz, CEO of the National Technology Development Program (NTDP). They were joined by other influential figures such as Abdulaziz AlHammadi, CEO of The Garage; Mohammed AlShabanah, General Director for ICT Investment Development; Afnan Ababtain, Director of Innovation and Entrepreneurship; and Gadah Almermesh, Director of Digital Content. The session offered invaluable insights for the Montenegrin delegation, highlighting potential avenues for collaboration and showcasing inspiring strategies to strengthen Montenegro’s own digital ecosystem. With innovation serving as a driving force in Saudi Arabia, the meeting underscored the transformative impact of aligning technology with economic development. Equally significant was the meeting with the Ministry of Investment of Saudi Arabia (MISA), held on December 11. The delegation explored Saudi Arabia’s approach to attracting global investments in the ICT and innovation sectors. MISA representatives presented an overview of the innovation and entrepreneurship landscape, as well as details on the Regional Headquarters Program (RHQ), designed to position Saudi Arabia as a central hub for international business operations. They also elaborated on the concept of the “Investor Journey” – a structured process that simplifies investment entry into the Kingdom. These sessions provided valuable insights into how Saudi Arabia strategically leverages technology and policy to foster a business-friendly environment, opening doors for potential partnerships and knowledge transfer that could inspire Montenegro’s own efforts to boost innovation and economic development. Mentorship and Networking at “The Garage” innovation hub. During the event, 19 startups participated in mentorship sessions with eight leading companies, creating a vibrant atmosphere of collaboration and knowledge exchange. This gathering showcased the Kingdom’s strong commitment to fostering entrepreneurship and innovation through strategic partnerships and open dialogue between startups and established industry players. Cultural and Entrepreneurial Research isits to Boulevard World and Diriyah provided insight into the Kingdom’s efforts to connect culture and tourism with the growing technology sector. A meeting with the Ministry of Tourism further clarified the integration of the IT sector into Saudi Arabia’s emerging tourism initiatives. Key messages The innovation ecosystem of Saudi Arabia stands as a testament to the ambitious Vision 2030, which emphasizes diversification, technology, and entrepreneurship. The delegation returned inspired by the Kingdom’s strategies for fostering innovation, strong support for startups, and the integration of tradition with advanced initiatives. This study visit not only strengthened the ties between Montenegro and Saudi Arabia but also provided valuable lessons for building robust innovation ecosystems at home. As Montenegro continues to develop its entrepreneurial capacity, the Kingdom of Saudi Arabia serves as a strong example of what is possible when vision meets implementation. Stay tuned, as these insights will fuel new projects and collaborations in the technological and innovation landscape of Montenegro!

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What does the GameDev industry look like in Europe? Our study visit to France unveils the future of video game development

The European video game industry is in full swing – innovation, education, and community go hand in hand in creating one of the fastest-growing sectors of the creative industries. During a recent study visit to France, our delegation from Montenegro – representatives from the companies Alicorn, CodeLab, and the ICT Cortex cluster – had the opportunity to take a behind-the-scenes look at the European GameDev scene and get familiar with the best practices shaping this exciting sector. Paris: The Heart of Esports and VR Innovations Our first stop was Espot Paris, one of the leading gaming and esports centers in Europe. It is a multifunctional space that combines gaming arenas, streaming studios, and professional competition spaces, as well as educational workshops and esports career promotions. Espot is not just a place for entertainment but also a hub for professionals, enthusiasts, and talents in the gaming world. We also visited VirtualTime, a center that has been offering unique VR experiences, escape room challenges, and a variety of interactive content since 2017. This center is a great example of how VR technology can be used for commercial entertainment, as well as a tool for education and the development of creative skills. Angoulême: The City of Creativity and Knowledge On the second day of our trip, we arrived in Angoulême, a French city known for its strong animation, comics, and digital media industry. The key point of our visit was Eurekatech, an incubator that brings together startups from the creative industries, with a special focus on the gaming sector. We learned about the various ways they support young teams – from business mentoring, technical resources, to connecting with investors and partners. One of the most inspiring stops was ENJMIN (École Nationale du Jeu et des Médias Interactifs Numériques), an international school specialized in video game development and digital interactive media. We got acquainted with their programs, multidisciplinary approach, and practices that encourage creativity and collaboration among students from different profiles – from designers and programmers to narrative designers. Montenegro is getting its own #GameDevHub! Inspired by this experience, we are excited to announce the upcoming opening of the first Game Development Center in Montenegro. Our GameDevHub will be based on the successful models we explored in France, combining education, mentorship, and support for young teams and individuals eager to dive into the world of video game development. The goal is to create a sustainable ecosystem that will support the GameDev community here and enable international collaboration and visibility. The project is being realized with the support of the European Union through the Interreg VI-A IPA Program Croatia – Bosnia and Herzegovina – Montenegro 2021–2027.

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The International Conference “Use of Techniques and Auxiliary Tools for Occupational Health and Safety in Agriculture” was held

As part of the SAGRI project – Health and Safety at Work in Agriculture, funded through the Interreg IPA South Adriatic Program, a three-day international conference was held in Podgorica from March 25–27, 2025. The event focused on improving occupational health and safety (OHS) in agriculture, as part of a broader effort to create safer and more dignified working conditions in the agricultural sector across the region. The event brought together more than 30 participants from Montenegro, Albania, and Italy – including representatives of institutions, inspection bodies, agricultural companies, the academic community, OHS experts, and international organizations. The conference was opened by Milena Aković, Marketing Director at ICT Cortex, with the presence of representatives from the Ministry of European Affairs and the Ministry of Finance of Montenegro. In their opening remarks, the speakers emphasized the importance of cross-sectoral and regional cooperation, particularly in light of the growing challenges related to food safety, climate change, and the modernization of agriculture. Kana Tomašević, Head of the FLC Directorate at the Ministry of Finance—which is responsible for the first-level control of the program’s cost eligibility—addressed the participants on behalf of the Ministry. She spoke about the importance of participation and the benefits that such projects bring to Montenegrin institutions. She highlighted that cross-border cooperation programs contribute to the economic, social, and territorial development of border regions, while also building the capacities of local authorities and stakeholders to utilize structural and investment funds within the framework of territorial cooperation, as a key component of cohesion policy. These programs aim to support the population in border areas by promoting sustainable socio-economic development, fostering joint efforts in addressing shared challenges, ensuring efficient and secure borders, and encouraging joint actions involving local stakeholders from neighboring regions. “The new financial perspective we have entered is based on the lessons learned from the previous IPA perspectives (2007-2013 and 2014-2020), with the aim of ensuring the continued, smooth implementation of defined goals and priorities, which are in line with the EU enlargement strategy and Montenegro’s strategic goal regarding future EU membership.” In addition to bringing significant benefits to our citizens, Tomašević emphasized that the implementation of Interreg projects further brings us closer to European values and standards and enhances the capacities of Montenegrin institutions and beneficiaries. She also mentioned that Montenegro, despite being the smallest country in the region, has successfully implemented a significant number of cross-border projects in the past period, which confirms that we are effectively utilizing the available resources and opportunities provided by these programs. In conclusion, she emphasized the Ministry of Finance’s readiness to be a reliable partner and support to all beneficiaries in the implementation of their projects within this financial perspective. On behalf of the Ministry of European Affairs, Slađana Pešić, National Contact Point for the Interreg IPA CBC Italy-Albania-Montenegro program, addressed the participants. “The SAGRI project aims to improve working conditions for farmers and agricultural workers through the adoption of guidelines for occupational health and safety. This is crucial not only for the well-being of workers but also for the sustainability and productivity of the entire sector. Through joint efforts, we can create a safer working environment and ensure a healthier future for everyone working in agriculture, in line with the relevant European Union directives. The South Adriatic Program is one of the leaders among European territorial cooperation programs in terms of capitalization, as it provides users the opportunity to transfer results from previous projects into new geographical, social, and economic contexts. We are particularly pleased that, through this call focused on smaller-scale projects, we have been able to support new beneficiaries such as ICT Cortex, which brings valuable expertise in digital transformation and innovation. The role of ICT Cortex in this project is of particular importance, as this organization recently conducted a study and assessment of the agricultural sector and its potential in Montenegro. This program also offers many other opportunities to strengthen cooperation between institutions and organizations from the Italian regions of Puglia and Molise, Albania, and Montenegro. Under the recently concluded standard call, 43 projects were approved, with a total value of 41 million euros, involving 49 Montenegrin partners with a budget of over 11 million euros.” Mrs. Pešić also announced numerous new opportunities for cross-border and transnational projects in the upcoming period. She mentioned that the second call for projects under the Interreg IPA program for Croatia – Bosnia and Herzegovina – Montenegro, with a total value of about 30 million euros, was launched on March 6 and will be open until June 6. She invited interested organizations and institutions to familiarize themselves with the call’s content and to join the informational sessions organized by the Ministry of European Affairs, in collaboration with colleagues from partner countries, on April 2 in Podgorica and April 3 in Budva. During the opening panel, participants had the opportunity to learn in detail about the existing legislative framework in the field of occupational health and safety. Representatives from the Ministry of Labor, Employment, and Social Dialogue, the Ministry of Agriculture, Forestry, and Water Management of Montenegro, the Occupational Health and Safety Inspectorate, and the Occupational Safety Association of Montenegro presented national regulations, institutional responsibilities, and challenges in their implementation, while partners from Albania and Italy shared their experiences and best practices from their countries. A significant segment of the conference was the contribution of Michele Dinelli, a representative of the European umbrella institution for occupational health and safety – EU-OSHA. He pointed out the key steps that candidate countries need to take to achieve compliance with Directives 2009/104/EC and 2009/128/EC, as well as with Convention 184 of the International Labour Organization. His suggestions provide important guidance for fulfilling obligations that are crucial milestones for closing Chapters 11 – Agriculture and Rural Development, and 19 – Social Policy and Employment, in the EU accession process. The conference provided a comprehensive overview of the state of occupational health and safety in agricultural companies from the three partner countries. Special focus was given to digital

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CBC GAIN – Investing in the Future: Video Game Development for New Generations

Montenegro is finally getting its first Game Development Center for video game creation! ICT Cortex, as a partner in the project “Investing in the Future: Video Game Development for New Generations (CBC GAIN)”, in cooperation with the Development Agency SI-MO-RA from Croatia and the INTERA Technology Park from Bosnia and Herzegovina, is bringing a completely new dimension to the technological landscape of our country. As part of the implementation of the CBC GAIN project, we conducted a visit to Mostar (November 2024), where we held a meeting with project partners SI-MO-RA and INTERA. During the meeting, we discussed the activities carried out so far and planned the next steps. The visit also included a conference at Code Hub Mostar, where our Executive Director, Tarik Zaimović, participated in a panel titled “The Gaming Industry as a Driver of Innovation and Entrepreneurship.” The GameDev Center in Podgorica will be the first space in Montenegro dedicated to video game development, where young developers, designers, programmers, and all enthusiasts of the gaming industry will have the opportunity to learn, work, and create their own projects. This center will become a hub for talent and creatives, with the goal of supporting the video game development industry and opening new opportunities for professional growth. With the opening of the Game Development Center, Montenegro gains a range of benefits – from supporting youth and startups through education and mentorship, to creating new job opportunities in the fields of IT, design, animation, and digital marketing. Additionally, thanks to this project, our teams and talents will have the opportunity to collaborate with international experts and become part of the global gaming scene. The CBC GAIN project is co-financed by the European Union through the Interreg VI-A IPA CBC cross-border cooperation program between Croatia, Bosnia and Herzegovina, and Montenegro. By strengthening the creative industry and building an innovative technological ecosystem, this Gaming Center represents a significant step towards Montenegro’s digital future. The official opening of the center in Podgorica is coming soon, and this is just the beginning of a major story that will transform the local gaming scene.

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Obuka o preduzetništvu i socijalnom preduzetništvu

Training on Entrepreneurship and Social Entrepreneurship 4o mini Training on Entrepreneurship and Social Entrepreneurship 4o mini Training on Entrepreneurship and Social Entrepreneurship 4o mini Obuka o preduzetništvu i socijalnom preduzetništvu Lorem ipsum doloret Objave Obuka o preduzetništvu i socijalnom preduzetništvu Inside Post 1 February 11, 2025/ Obuka o preduzetništvu i socijalnom preduzetništvu Inside Post 1 Lorem ipsum doloret Read More

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Code and Play

Code and Play Lorem ipsum doloret Objave Code and Play Inside Post 1 February 11, 2025/ Code and Play Inside Post 1 Lorem ipsum doloret Read More

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Cortex akademija

Cortex akademija Lorem ipsum doloret Objave Cortex Akademija Inside Post 1 February 11, 2025/ Cortex Akademija Inside Post 1 Lorem ipsum doloret Read More

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SAGRI

SAGRI – Health and Safety in Agriculture The SAGRI Project Aims to Improve Efficient Public Administration Through Strengthening Legal and Administrative Cooperation Between Citizens, Civil Society, and Institutions The focus of the project is on addressing barriers in border regions related to occupational safety measures in agriculture, with the application of IT solutions. The project lasts for nine months, from November 2024 to July 2025, with a total budget of 162,986.74 euros. The consortium includes: Italian Confederation of Agriculture – PUGLIA, Albanian Agribusiness Council, Agricultural Technical Institute of Fier “Rakip Kryeziu,” LAG Molise Towards 2000, and ICT Cortex. Objave SAGRI Inside Post 1 February 11, 2025/ SAGRI Inside Post 1 Lorem ipsum doloret Read More

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Interreg

CBC GAIN: Investing in the Future – Gaming for new generations The CBC GAIN project is aimed at developing the gaming industry in the region, and it is financed by the Interreg program – Croatia, Montenegro, Bosnia and Herzegovina. The project will run for two years, from August 15, 2024, to August 15, 2026, with a total budget of 858,279 euros. The consortium consists of organizations SIMORA (Croatia), INTERA (Bosnia and Herzegovina), and ICT Cortex (Montenegro). Key activities include the establishment and equipping of the first Game Development Hub in Podgorica, the creation of a methodology for developing gaming hubs, a pre-incubation program for gaming startups, and training for working with programs like Unity, Blender, and Unreal Engine. Objave Interreg Inside Page 1 February 11, 2025/ Interreg Inside Page 1 Lorem ipsum doloret Read More

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Implementation of the MONTEDIH Project Has Started

Implementation of the MONTEDIH Project Has Started The implementation of the MontEDIH (Montenegrin European Digital Innovation Hub) project officially started on January 1, 2025. This project is of strategic importance for the digital transformation and innovation development in SMEs and public administration in Montenegro. The project has a budget of nearly 2 million euros. The European Union co-finances the project with 50% through the Digital Europe program, which highlights its significance for the European and regional digital agenda. The Government of Montenegro (Ministry of Education, Science and Innovation, and the Ministry of Public Administration) co-finances 45% of the project’s value, while the project partners will cover 5% of the project’s costs. MontEDIH is part of the European Digital Innovation Hubs (EDIH) network, which consists of more than 150 centers across Europe. The Project Coordinator is the Faculty of Electrical Engineering at the University of Montenegro The project consortium includes: the University of Donja Gorica, the Institute of Contemporary Technologies of Montenegro, the Innovation and Entrepreneurship Center Tehnopolis – Nikšić, the Science and Technology Park of Montenegro, the Finance Center d.o.o. Podgorica, and the Chamber of Commerce of Montenegro. This consortium, through its successful participation in the first call available to consortia from the Western Balkan countries, has confirmed the importance of synergy among institutions with the capacity and resources to contribute to the further development of the economy and public administration. Digital Europe is an innovative EU program designed to stimulate the digital transformation of European society and economy, contributing to economic recovery by supporting small and medium-sized enterprises (SMEs). The implementation of this program is carried out through Digital Innovation Hubs (EDIHs) as key support points for the economy and public sector in the process of digital transformation and the enhancement of innovation, which increases their competitiveness, efficiency, and success. As part of the EDIH network, MontEDIH represents a key platform for enhancing the digital capacities of small and medium-sized enterprises and public sector organizations in Montenegro. The project’s goal is to provide easier access to innovative digital tools, knowledge, and expertise across various fields, which will contribute to strengthening the competitiveness, productivity, and sustainability of Montenegro’s economy, as well as the efficiency of public administration. The MontEDIH Project Will: Provide free services for testing state-of-the-art digital solutions based on AI (Artificial Intelligence), IoT (Internet of Things), Blockchain, and HPC (High-Performance Computing) technologies, allowing SMEs and the public sector to assess the benefits and risks of adopting new technologies; Organize training and workshops to strengthen the digital skills and competencies of employees in public administration and companies in sectors such as agriculture, energy, tourism, construction, environmental protection, and trade; Connect businesses and public institutions with experts, technology centers, and international partners through the EDIH network; Promote innovation and support the development of pilot projects and experimental solutions tailored to the specific needs of the local community; Provide essential knowledge on business internationalization and access to finance; Contribute to sustainable development, green business transformation, and offer a wide range of other services. Given Montenegro’s need for accelerated development in order to align with European standards and remain competitive in the broader context, through MontEDIH, businesses and institutions gain the opportunity to: Strengthen their resilience to market challenges; Use resources more efficiently; Become part of the European digital community During the Project Implementation, the Public Will Be Timely Informed About Activities, Participation Opportunities, and Best Practice Examples Throughout the implementation of the project, the public will be promptly notified about the activities, opportunities for participation, and examples of best practices. All interested parties will soon receive detailed information about the opportunities MontEDIH offers. The project will last for four years

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